Quality, Reputation, and Service

We work closely with realtors to get competitive mortgages for their clients
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Providing Support for Realtors

We work closely with realtors to get the best possible mortgage for their clients.
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Support For All Ages

If you're at least 62 years old and own your own home, a reverse mortgage may be a useful financial tool.
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Welcome to Superior Mortgage Co., Inc.

Here at Superior Mortgage Co., Inc., we specialize in residential and commercial loans. You can count on us to provide the best products and services available! Whether you are purchasing, refinancing, or need a home equity loan, even if you don't have pristine credit, we can help find a competitive solution to meet your needs.

When you call us, we work directly with you because we know the importance of personally guiding you through any process. Family-owned and operated, this is all we do, and we are passionate about providing the best products and services available. For over 30 years, we’ve made the promise to take care of you like you’re a part of our family.

Construction Loans

Whether you want to add on or renovate an existing home or build from the ground up, we can find the right loan for you.
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Elite/Outstanding Credit

Good credit takes work, and if you’ve built some outstanding credit, you deserve nothing less than an excellent rate!
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FHA Mortgage

An affordable loan for more than just first-time home buyers and their families.
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FHA - NHF Program

We have partnered with National Homebuyers Fund, Inc. (NHF) to provide the down payment assistance program, NHF, through Superior Mortgage.
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FHA Alternative

First-time homebuyers and low-to-moderate-income borrowers receive low down payments and a flexible source of funds.
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Jumbo Mortgage

Whether you are looking to invest in a summer rental, investment property, or new luxury home, we say YES to mortgages up to 2.5 million!
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Other Programs

Not seeing the mortgage and financial options you were looking for? See our complete list of programs and offerings.
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When using a USDA loan to purchase a home, it must be in a designated area covering several suburban and rural locations.
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VA Financing

The Veterans Administration program is an exceptional option for those who want to purchase a home without putting money down.
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Mortgage Calculators

All loans are subject to credit approval. These products may have a higher interest rate, more points, or more fees than other products requiring documentation.

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.



5 %


1 %

5 %



Monthly Payment

Principal & Interest $1,275.00

Monthly Taxes $208.33

Monthly HOA $50.00

Monthly Insurance $50.00

* Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Why Choose Superior Mortgage?

Happy couple in their new home
We offer conventional mortgage
  • 1% down
  • 3% down both first time homebuyers
  • 5% conventional for all buyers
All loans are subject to credit approval. These products may have a higher interest rate, more points, or more fees than other products requiring documentation.


As a realtor it’s great working with Lisa because I feel like I have backup on my deal. She always makes sure she does everything she can to make the deal go through. She always pick up the phone or get to me very quickly. She also seems to have every loan possible so she in kind of a swiss army knife a when it comes to financing. Highly recommend her for all residential homebuyers, especially FHA loans because Lisa is a FHA superstar.
Cem Barbaros M.
Working with Lisa Ferrara in a nutshell is not wasting time. I like speed, prompt answers and efficiency. There’s no Sunday or a holiday for her. If i call or text she responds. Not all is black and white, there’s often gray areas and Lisa has mastered those. If there’s a will, and for that I am very!! Definitely my go to the that will get me to the closing.
Lisa and Superior Mortgage have done exactly what they say they can do year after year. From difficult mortgages to meeting time lines, I have consistently put my faith and my business in their hands with the absolute best results. A relationship with Superior Mortgage means one that part of your real estate business is handled competently and dependably
ASA Lennon
Max was available any time of day to answer all of my questions. He took the time to explain the process to me and made sure I understood every step of the way. There’s no one else I would trust handling my mortgage!
To the dedicated and amazing people at Superior Mortgage, I am beyond grateful to have worked with you to buy my Dream Home. To Lisa, Katie and Michael- your perseverance and outstanding teamwork is what made this all happen. From stepping foot into my new home and breaking down in tears, to my son and daughter’s face when they saw their new house for the first time, I owe it to you. It was a long and grueling journey but you never gave up on us and did everything in your power to make it happen. From myself and my family, we thank you from the bottom of our hearts. We will most certainly recommend you to all our friends and family.
Christa R.
This email is a bit late but life has been a roller coaster and believe me when I say this, reality is settling in as we get comfortable with our new home. A new home that I Thank you both immensely for. We are still in shock everytime we open our doors. You gentlemen never gave up and worked your magic to get things done and I applaud you for being professionals and making your clients dream come true. Please accept my sincere apology for the late email but with the restaurant and all life has been busy. Speaking of I would like to invite you + family to Mumbai Dreams in Nyack for a dinner on me and actually meet in person. With the holidays around the corner let’s throw out some dates and get it on your busy calendar 🙂 . I know this year I’m thankful for Superior Mortgage. From my Family to yours….Thank you!
Nausil K.
Lisa and her team were there for me every step of the way during my FHA home purchase. 5 stars! Prompt, efficient, professional, and honest. Buying a home can be stressful and time consuming- partnering with Lisa and team helped alleviate the stress.
Jennifer A.
My wife and I had struggled to find a loan to allow us to buy our first home. We were referred to Max Ozkural by a friend of ours who had used him to buy their dream home. Max and his team were extremely accommodating in all areas and were
Professional knowledge and exceptional service
Alexander J.
As a Financial Advisor, it is my duty to ensure that all people that seek me out for advice are steered in the proper direction, so I take great care in selecting who I build professional relationships with to send clients in the event they need a specific service. Knowing Max professionally for a number of years now, I can say with confidence that he is the man you need to see…
Tim C.

    Buying Your First Home


    Getting Ready to Buy

    Once you’ve made the decision to buy a home, you may ask yourself, "What should I do first?"


    Evaluating your Home Loan Options

    When choosing a mortgage, there are many factors to consider which would affect your monthly payments, closing costs, amount of cash needed at closing and total amount paid for your loan.

    Finding your New Home

    The house hunting stage can be fun and exciting, but it’s important to keep your priorities in mind when evaluating potential homes.

    Buying the Home

    Once you find the perfect home for you, it’s time to make an offer, finalize the mortgage loan process and close the sale.
    Learn More

    Latest News


    Most Important Steps To Buying A House

    April 20, 2023
    5 Things To Take Into Account When House Hunting Buying a house can be an overwhelming process, albeit an enjoyable one. It is often synonymous with change and new beginnings and gives you the chance to start from scratch and put together a place to call home. However, there are a few things every prospective home buyer should take into consideration when house hunting.

    What to Know About Jumbo Loans

    April 20, 2023
    Jumbo Loans Explained Have you been thinking about investing in a luxury home, a large property, or a superb vacation pad? If the answer is yes, then you might have noticed that most conventional loans are not large enough to purchase your dream home. Don’t fret; you still have options!

    Understanding Your FHA Options

    April 20, 2023
    If you’re looking for a home or just purchased one, there’s a chance you’ve heard the abbreviation “FHA” mentioned at one point or another. Simply put, FHA is short for the Federal Housing Administration — which is a part of the United States Department of Housing and Urban Development, helping provide mortgage insurance on FHA-approved lender loans. Now, if you qualify for an FHA loan, there are a few different options available. The mortgage professionals at Superior Mortgage Co., Inc. help explain those choices to you.
    View All News

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