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Other Programs

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Not seeing the mortgage and financial options you were looking for? See our complete list of programs and offerings, and feel free to contact or reach out to us if there’s something you do not see on this list. Our team is experienced and ready to help in: VA – 100% Financing with ALL CLOSING COSTS PAID Jumbo loans up …

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VA Financing

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If you are a United States Veteran, an Active Duty Service Member, or are in the reserves and need help getting a loan, we’re here for you. First of all, thank you for your service! The least we can do is provide you with the guidance and knowledge needed to apply for home financing through the Veterans Administration (VA) program. …

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USDA

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The USDA, or the United States Department of Agriculture, offers a loan program for rural borrowers once they meet certain income requirements. Our process is simple, and it includes these basic availabilities and requirements: 100% financing available Income limits Orange Co. $94,600 – Sullivan County $75,900 – Ulster County $87,275 Cannot have owned any other property 6% Seller Concession allowed …

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Jumbo Mortgages

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Specifically created to finance high-value homes that fall outside the standard limitation set by Fannie Mae and Freddie Mac, and at Superior Mortgage, we make the jumbo loan process a stress-free one. We are also proud to say YES to mortgages up to 2.5 Million! If you are considering buying a luxury home, investment property, or vacation home, here’s why …

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FHA Alternative

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Are you planning on buying your first home? Freddie Mac Home Possible®, Home Possible Advantage Freddie Mac Home Possible, and Home Possible Advantage offer first-time homebuyers and low-to-moderate-income borrowers low down payments and flexible sources of funds. The following is more information about getting an FHA Alternative loan: Purchase or rate/term refinance. 1-4 unit primary residence. As little as 3% …

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FHA – NHF Program

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Here at Superior Mortgage Co., Inc., we’re excited to announce that we have partnered with National Homebuyers Fund, Inc. (NHF) to provide a down payment assistance program through Superior Mortgage. Some of the key benefits of the FHA – NHF Program through Superior Mortgage include: NHF SaGrant: 3.00% or 4.50% of the 1st mortgage total loan amount. DPA Grant – …

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FHA Mortgage

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If you are looking to purchase your first home or re-enter the homebuyer market, an FHA loan may be what you need to meet your budget. Unlike a standard mortgage loan, FHA can offer a reasonable rate for those who might not have the most established or spotless credit history. You may also want to consider an FHA if you’re …

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Elite Outstanding Credit

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Here at Superior Mortgage Co., Inc., we believe that your hard work and dedication to building an outstanding credit score means that you deserve a rate equally as outstanding. Take advantage of some of the lowest loan rates in the country with us! These outstandingly low rates are available to those with a 740+ FICO May not require an appraisal. …

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Construction Loans

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If you have exhausted all purchasing options and have decided to start building your new home from the ground up, a construction loan might be the perfect mortgage option. Or, if you find a home that has so much potential but will require a bit of renovation before move-in day, a construction loan might be the way to go. Construction …